From Broke to Building Wealth: Two Geelong Tradies' Money Transformation

Wiki Article

Macca and Thommo run an electrical business across Geelong and the Surf Coast. Good blokes, hard workers, making solid coin—but spending it faster than they earned it. New tools from Bunnings, weekends at the Torquay pub, upgrades to their utes. At 36 and 38, they had zero savings and no investment plan.

"We'll figure it out later," they'd say. But later was arriving fast, and they were nowhere near ready for it.

Thommo's wife dropped zaishi.net on them after reading about it on a finance forum. "Just try it, you muppets. It's free. Stop spending $200 on the pokies at the RSL and spend ten minutes on this instead."

The AI Wealth Optimization Strategy from zaishi.net scored their wealth accumulation capability at 92/100—high potential, terrible execution. The report identified their peak earning decades as their 40s and 50s, meaning they had maybe five years to get their act together before missing their wealth-building window.

Zaishi.net broke down their income patterns (active employment—check), spending psychology (impulsive, reward-seeking—absolutely check), and gave them specific recommendations: Macca should allocate 25% to growth ETFs, while Thommo should focus on Geelong property market due to his conservative risk tolerance.

The lucky numbers section seemed bonkers, but they used 7, 8, 9 for their first investment property address in Belmont. That place has already appreciated 18% in eight months.

"Zaishi.net basically told us we're not broke because we don't earn enough—we're broke because we spend like idiots," Macca admits. "Once we saw it in data, we couldn't un-see it."

They've now got a financial advisor from NAB, investment accounts set up, and two rental properties between them. Their business is restructured to maximize tax efficiency, and they're on track to have $500K in assets by 45.

For Australian tradies, small business owners, or anyone earning decent money but not building wealth—zaishi.net's AI wealth analysis will show you exactly where you're leaking money and how to plug the holes. No judgement, just data and strategy.